Will health insurance or Medicare would pay for extended long-term care services in the event that you needed them in the future?

The quick answer is NO. November is Long-Term Care Awareness Month. If you develop a chronic illness or become disabled and can no longer care for yourself for an extended period of time, you’ll need long-term care services. And they aren’t cheap. The median cost for a home-health aide for an eight-hour day is more […]

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Event! HISTORY ON TAP – PAOLI’S CORSICAN CONNECTION

Tuesday, November 14, 2017 6:30pm to 8:30pm                                One thing leads to another. The 18th-century history of Corsica includes patriot Pasquale di Paoli. His stay in Naples, Italy led to the Corsican constitution. That led to the U.S. Constitution and the reason Paoli, PA is connected […]

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6 Avoidable Common Mistakes with End-of-Life Planning

Did you know that people who plan in advance for the end-of life often: Spend LESS time in hospitals Receive FEWER intensive treatments Have greater QUALITY of life in their final days Not only this, their surviving relatives experience less stress, anxiety and depression during their loved one’s final days. If this is the case, […]

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My Life Insurance Checklist:

Life Insurance is one of the best gifts we can give our loved ones.  It helps protect them, and your legacy.  An honest look at this checklist, and a consultation can put you and your loved ones at ease… My Life Insurance Checklist: __ Do I have enough life insurance? __ Was the amount based […]

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What are your odds of needing Disability Insurance?

Did you know that your odds of becoming disabled before you retire are about 1 in 3?  The leading causes of disability might surprise you! Some of the top conditions that cause people to miss work include: Arthritis Back pain Heart disease Wasting Disease (i.e., Cancer, ALS, MS…) Depression Diabetes Knowing the odds and some […]

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Fatherly Advice for You to Share

It’s Father’s Day.  A day of ties, golf, bbqs, and whatever dads like.  Instead of gifts from my children, I want to give a gift to them, a gift they can pass on to their children.  While I might not remember every gift I gave to my father on Father’s Day, I remember his advice. […]

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Life Insurance: When to Buy and Why

What does life insurance cost? It’s probably safe to say that most people, when asked, would say that, yes, life insurance premium rates increase with increasing age. And they would probably agree that premium rates, regardless of age, will increase when there are serious health conditions or occupational risks. So, when is the best time […]

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Your Most Valuable Asset

Pause for a moment to consider your most valuable asset. Is it your home? Perhaps your investments? What about the contents of your safe deposit box? You’re not warm yet! Let me ask another question: Once we pinpoint your most valuable asset, would you be inclined to insure it? After all, if this asset could […]

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Disability Insurance Covers THAT?

Have you ever thought about what could happen if you get injured and are unable to work? We’ve all seen the commercials on television, and usually don’t think twice about them. It is important to understand the basics of disability insurance, the different kinds, and which is the best for you. You’ve fallen and you […]

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