Life Insurance is one of the best gifts we can give our loved ones. It helps protect them, and your legacy. An honest look at this checklist, and a consultation can put you and your loved ones at ease… My Life Insurance Checklist: __ Do I have enough life insurance? __ Was the amount based […]
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What are your odds of needing Disability Insurance?
Did you know that your odds of becoming disabled before you retire are about 1 in 3? The leading causes of disability might surprise you! Some of the top conditions that cause people to miss work include: Arthritis Back pain Heart disease Wasting Disease (i.e., Cancer, ALS, MS…) Depression Diabetes Knowing the odds and some […]
Continue reading4 Quick Facts about Disability Insurance
Disability Insurance ~ Something that most feel “won’t be needed by them.” The numbers prove otherwise….the good news is the cost of coverage may not be as high as you feared. Click for 4 quick facts about Disability Insurance.
Continue readingFatherly Advice for You to Share
It’s Father’s Day. A day of ties, golf, bbqs, and whatever dads like. Instead of gifts from my children, I want to give a gift to them, a gift they can pass on to their children. While I might not remember every gift I gave to my father on Father’s Day, I remember his advice. […]
Continue readingLife Insurance: When to Buy and Why
What does life insurance cost? It’s probably safe to say that most people, when asked, would say that, yes, life insurance premium rates increase with increasing age. And they would probably agree that premium rates, regardless of age, will increase when there are serious health conditions or occupational risks. So, when is the best time […]
Continue readingYour Most Valuable Asset
Pause for a moment to consider your most valuable asset. Is it your home? Perhaps your investments? What about the contents of your safe deposit box? You’re not warm yet! Let me ask another question: Once we pinpoint your most valuable asset, would you be inclined to insure it? After all, if this asset could […]
Continue readingDisability Insurance Covers THAT?
Have you ever thought about what could happen if you get injured and are unable to work? We’ve all seen the commercials on television, and usually don’t think twice about them. It is important to understand the basics of disability insurance, the different kinds, and which is the best for you. You’ve fallen and you […]
Continue reading5 Insider Tips when Considering Long Term Care Insurance
As I have said many times, long-term care is the greatest threat to one’s retirement. Nothing else can devastate retirement like the expense of long-term care. Costs continue to rise, and basic Medicare doesn’t really cover the costs of assisted day-to-day living. Therefore, it is very important to have a supplemental insurance plan which will. […]
Continue readingYour Employer’s Life Insurance Policy isn’t Enough
Life insurance is one of the key components to any household finances. Most of us with families who depend on us realize the importance of providing for them should something happen to us. It is also important to think of who will be responsible for your debts should something happen to you. Often, employers provide […]
Continue readingInsurance Policies are Not One & Done
When did you first purchase your life, disability, and/or long-term care coverages? Often, people buy their policies, then stow them away and not look at them until they need them (which is often too late). Life situations may have changed (and frequently do) since you originally purchased. Now is the ideal time to review your […]
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